Tim: "it was an art" that Steve would change his mind 180 degrees; " this was a gift!" "
it takes courage to say 'I was wrong.' I think he had that"
Tim: The Kennedys said "two whom much is given much is expected"
Tim: "matching gift program at Apple allows us to do things without a lot of the bureaucracy of group decisions on what charities to support"
Tim: Steve knew about the matching gift program and was strongly supportive of it
Tim describing Dividend program and share buybacks
Tim: we have money left over (after investing and building new products) we should share it
Tim: will double down on product security and secrecy
